It is nice to have a pet and to be a pet lover, as this gives you companionship and great friendship, especially if you are lonely. But do you know why it is important to have pet insurance? Pet insurance insures you against huge bills, while ensuring that your pet gets timely and better healthcare. These are some of the areas that pet insurance would usually cover: Treatment due to accident or illness. Non-invasive surgical treatment.
These are some of the areas that pet insurance would usually cover:
- Dental treatment due to accident or illness
- Non-surgical treatment
- Surgical treatment
- Post-surgery treatment
- Room and board fees
- Cancer treatment
- Chemotherapy
- Accidental death
- Final expenses – includes expenses for euthanasia, pet cremation services, funeral service, and other applicable charges following the death of the pet
- Third-party liability
- Loss of pet due to theft
What are the factors to consider in getting it?
- Accidents
If your pet is prone to accidents, it may incur huge medical bills that can be offset with insurance.
- Age
Just like humans, dogs are more prone to illnesses as they age. These conditions can be expensive to treat and getting the coverage your pet needs may help you to cover some costs.
- Aggressiveness
Some pets tend to be aggressive and are likely to cause harm to another person, pet, or property. In such cases, pet owners should look out for the presence and maximum pay-out of 3rd party liabilities in their insurance policies.
- Breed
Certain pet breeds are more susceptible to certain illnesses. For example, German Shepherds are prone to musculoskeletal disorders, such as hip dysplasia. If not discovered early, insurance will come in handy to offset the treatment costs.
- Medical History
Check the medical history of your pet. If it is unknown or complicated, health issues may start to surface in the future; it might be wise to get insurance.
- The Tendency of Getting Lost
If your pet tends to wander out of the house, it’s more likely to go missing and get stolen. You may want to consider a policy that’ll give you a pay-out for the loss of a pet due to Theft.
What’s the best pet insurance you can get?
At Insurance Market, we have our pet insurance policy called PetCare from our partnership with Liberty Insurance.
Insurance Market PetCare comes in 3 tiers to cater to different pet owner profiles: PetCare Standard, Enhanced and Superior Plans.
Although these available policies are comprehensive, they are not exhaustive, thus it is always important to watch out for the well-being of your pets to mitigate any risks or dangers that they might face indoors or outdoors. As you cherish your pets, it is necessary to get them covered with an insurance policy. Do so today by obtaining an Insurance Market PetCare Plan!
Insurance Market offers a wide range of general insurance products Online and through personal advice from our qualified brokers. Please contact us at [email protected] or +65 8883 9901 if you have any further queries.
